Off Trip insurance is specifically designed to provide coverage for commercial vehicles during the time they are not on a rental. Because this is a specialized insurance product, policies are reviewed periodically to ensure each vehicle meets active rental and safety guidelines.
Below is a helpful guide on how to keep your coverage in good standing and avoid any interruptions.
Staying on Track: Core Guidelines
To maintain your Off Trip insurance, each vehicle needs to meet three main criteria. Keeping these in mind will help ensure your policy remains active:
Staying on Track: Core Guidelines
To maintain your Off Trip insurance, each vehicle needs to meet three main criteria. Keeping these in mind will help ensure your policy remains active:
1. Keep Your Vehicle Renting
Consistent rental activity is a core requirement of this insurance.
Consistent rental activity is a core requirement of this insurance.
- What to watch for: If a vehicle has no rental activity for 30 consecutive days, it is considered a significant lapse.
- Important Note: Vehicles that are unable to be rented out or are inoperable—including those undergoing repairs—must be removed from the policy.
- Why it matters: Because this insurance is for active rental fleets, a lack of rental activity may lead to the policy being canceled.
2. Set Up Your GPS Tracker
Approved Trackers help monitor essential safety data like mileage, location, and speed.
Approved Trackers help monitor essential safety data like mileage, location, and speed.
- Getting started: Please make sure your approved tracker is installed in each vehicle within 60 days of your coverage starting.
- Why it matters: Having a functioning tracker is a requirement for the insurance. If a tracker isn't installed in a scheduled vehicle, the policy will be subject to cancellation.
3. Monitor Off-Rental Mileage
Off Trip provides coverage while your vehicle is not on an active rental.
Off Trip provides coverage while your vehicle is not on an active rental.
- The Allowance: Each vehicle covered by Off Trip is limited to 250 miles every month.
- The Purpose: This mileage is strictly intended to cover the vehicle for essential movements such as maintenance and repairs. Personal use is not permitted.
- Why it matters: Exceeding this 250-mile monthly limit per vehicle makes the policy subject to immediate cancellation.
Policy Reviews
We regularly check in on policy activity to make sure everything is aligned with the insurance guidelines. If a review shows that a vehicle hasn't been rented recently, is missing its GPS device, or has exceeded the 250-mile off-rental limit, the policy will be subject to cancellation.
Frequently Asked Questions
When exactly does Off Trip coverage apply? Off Trip provides coverage specifically for the periods when your vehicle is not on a rental. Once a vehicle is on an active rental contract, Off Tripcoverage does not apply, as the rental platform's or the renter's insurance typically takes over.
How do I know if my tracker is working? The function add a tracking device to your policy will be live in the next 60 days. Please make sure your approved tracker is installed in each vehicle within 60 days of your coverage starting.
Where can I see my off-rental mileage? In the portal, go to the Vehicles tab and select your specific vehicle. There, you will find your Mileage History, which breaks down your total miles into two categories:
- On a Rental: Miles driven while under a rental contract (not covered by Off Trip.
- Off a Rental: Miles driven while the vehicle is not on a rental (covered by Off Trip. Monitoring this regularly helps ensure you stay under the 250-mile monthly limit for maintenance and repairs.
What if my vehicle is in the shop for repairs? While the 250-mile allowance covers the drive to a shop, any vehicle that becomes inoperable or unable to be rented for an extended period must be removed from the policy. Off Trip insurance is exclusively for vehicles available for immediate rent.